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Your wealth advisors and insurance specialists

Financial Planning

Let us help you manage your finances

Wealth Management – What is it?

Wealth management is a process whereby financial advisors help clients determine their financial goals and draw up a path to achieve them by using appropriate financial products and strategies.

Investment management, retirement planning, estate planning including insurance solutions, and tax planning are all pieces of wealth management. All these pieces work together to help you reach your goals.

Having a team of professionals providing you with the advice, products, and services that you require ensures that all the different parts of your financial picture are being considered at all times.

When you trust Irvine Financial with your family’s wealth management you are ensuring that no opportunity is left unrealized and that all the financial strategies recommended work in harmony.

Certified Financial Planner - Why work with one?

You can recognize a Certified Financial Planner by the letters CFP following their name. This designation shows that the individual maintains internationally recognized standards of knowledge, skills, abilities and ethics in the field of financial planning.

A CFP is held to standards that ensure the client’s financial future will be handled by a qualified professional who will always put the client’s interest ahead of their own and shall do so with the care required of a fiduciary.

The CFP designation assures competence in financial planning through thorough education, a stringent standardized national examination process, comprehensive continuing education requirements and accountability to the Financial Planning Standards Council code of ethics, practice standards, and the rules and regulations of their professional body.

Ivine Financial's Management Process

The Irvine Financial Management Process has been developed and refined along side the financial industry over the last 25+ years. Our process is a comprehensive approach to financial planning. We believe in tailoring an individual plan to help you and your family manage your finances during each season of life and reach your financial goals in the most efficient way.

  1. LAYING DOWN THE FOUNDATION
  2. GETTING TO KNOW MORE ABOUT YOU
  3. DETECTING OBSTACLES AND OPPORTUNITIES
  4. PUTTING YOUR PLAN TOGETHER
  5. IMPLEMENTING EACH STEP OF THE PLAN
  6. REVIEW PERIODICALLY

Financial Management - What is it?

A detailed financial plan to help you achieve your goals that may include:

  • Retirement planning
  • Debt analysis
  • Cash flow projection and planning
  • Detailed personal and business tax planning
  • Periodical reviews
  • Referrals to other professionals (Accountants, Lawyers etc.)

A variety of investment and account options to meet your needs:

  • Registered Retirement Savings Plan (RRSP)
  • Group Registered Retirement Savings Plan (GRSP)
  • Tax-Free Savings Account (TFSA)
  • Registered Education Savings Plan (RESP)
  • Registered Disability Savings Plan (RDSP)
  • Open / Non-Registered Accounts
  • In trust for” Accounts
  • Corporate Accounts

Estate Planning - What is it?

Estate planning is an essential part of your overall financial plan. While only a legal professional can draft legal documents for you, we can help you organize your thoughts with regards to your estate.

Some elements of Estate Planning may include:

  • Beneficiary designation
  • Wills
  • Power of Attorney
  • Representation Agreement
  • Charitable giving
  • Business succession planning
  • Regular reviews to ensure your wishes are followed